.mem-E-main{display:block;background:var(--public-bg);color:var(--public-text);--mem-E-serif: Georgia, "Times New Roman", "Iowan Old Style", "Palatino Linotype", serif;--mem-E-measure: 40rem;--mem-E-gutter: clamp(1.25rem, 6vw, 4rem)}.mem-E-hero{padding:clamp(4rem,12vh,9rem) var(--mem-E-gutter) clamp(3rem,8vh,6rem);border-bottom:1px solid var(--public-line)}.mem-E-hero-inner{max-width:62rem;margin:0 auto}.mem-E-eyebrow{margin:0 0 clamp(1.5rem,4vh,2.5rem);font-family:var(--mem-E-serif);font-size:.74rem;font-weight:700;letter-spacing:.32em;text-transform:uppercase;color:var(--public-accent)}.mem-E-title{margin:0;font-family:var(--mem-E-serif);font-weight:300;font-size:clamp(2.4rem,6.5vw,5rem);line-height:1.04;letter-spacing:-.015em;text-wrap:balance;color:var(--public-text)}.mem-E-lede{margin:clamp(1.6rem,4vh,2.4rem) 0 0;max-width:var(--mem-E-measure);font-family:var(--mem-E-serif);font-size:clamp(1.12rem,2.2vw,1.4rem);line-height:1.72;font-style:italic;color:var(--public-muted)}.mem-E-article{max-width:62rem;margin:0 auto;padding:clamp(3rem,8vh,6rem) var(--mem-E-gutter) clamp(4rem,12vh,8rem)}.mem-E-section{margin:0 auto}.mem-E-section+.mem-E-section{margin-top:clamp(3.5rem,9vh,6.5rem)}.mem-E-kicker{display:flex;align-items:center;gap:.9rem;margin:0 0 1.6rem;font-family:var(--mem-E-serif);font-size:.76rem;font-weight:700;letter-spacing:.26em;text-transform:uppercase;color:var(--public-accent)}.mem-E-kicker span{font-size:.72rem;letter-spacing:.1em;color:var(--public-muted);padding-right:.9rem;border-right:1px solid var(--public-line)}.mem-E-para{max-width:var(--mem-E-measure);margin:0 0 1.4rem;font-family:var(--mem-E-serif);font-size:1.08rem;line-height:1.85;color:var(--public-muted)}.mem-E-para:last-child{margin-bottom:0}.mem-E-lead-para{max-width:var(--mem-E-measure);margin:0 0 1.6rem;font-family:var(--mem-E-serif);font-size:clamp(1.28rem,2.6vw,1.7rem);line-height:1.6;font-weight:300;color:var(--public-text);overflow:hidden}.mem-E-lead-para:first-letter{float:left;font-size:3.6em;line-height:.78;padding:.02em .12em 0 0;font-weight:400;color:var(--public-accent)}.mem-E-register{list-style:none;margin:.5rem 0 0;padding:0;max-width:var(--mem-E-measure);border-top:1px solid var(--public-line)}.mem-E-register-row{display:flex;align-items:baseline;gap:clamp(1rem,3vw,1.6rem);padding:1.15rem 0;border-bottom:1px solid var(--public-line)}.mem-E-check{flex:none;position:relative;top:.18em;color:var(--public-accent)}.mem-E-register-text{font-family:var(--mem-E-serif);font-size:clamp(1.05rem,2vw,1.28rem);line-height:1.5;font-weight:300;color:var(--public-text)}.mem-E-pricing-copy,.mem-E-steps-copy,.mem-E-faq-sub{font-style:italic}.mem-E-ratecard{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:2rem;border-top:1px solid var(--public-line);border-bottom:1px solid var(--public-line)}.mem-E-rate{padding:clamp(1.5rem,3.5vw,2.4rem) clamp(1rem,2.5vw,1.8rem);text-align:center;border-left:1px solid var(--public-line)}.mem-E-rate:first-child{border-left:0}.mem-E-rate-name{margin:0;font-family:var(--mem-E-serif);font-size:.74rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--public-accent)}.mem-E-rate-price{margin:1.1rem 0 0;font-family:var(--mem-E-serif);font-weight:300;font-size:clamp(2.8rem,7vw,4.4rem);line-height:1;letter-spacing:-.02em;color:var(--public-text)}.mem-E-rate-cur{font-size:.44em;font-weight:400;vertical-align:super;margin-right:.06em;color:var(--public-muted)}.mem-E-rate-note{margin:1rem auto 0;max-width:16rem;font-family:var(--mem-E-serif);font-style:italic;font-size:.92rem;line-height:1.55;color:var(--public-muted)}.mem-E-steps{list-style:none;margin:2rem 0 0;padding:0;max-width:var(--mem-E-measure);border-top:1px solid var(--public-line)}.mem-E-step{display:flex;align-items:baseline;gap:clamp(1.2rem,4vw,2.4rem);padding:clamp(1.4rem,3vw,2rem) 0;border-bottom:1px solid var(--public-line)}.mem-E-step-no{flex:none;font-family:var(--mem-E-serif);font-weight:300;font-size:clamp(1.8rem,4vw,2.6rem);line-height:1;letter-spacing:.02em;color:var(--public-accent);min-width:1.6em}.mem-E-step-body{min-width:0}.mem-E-step-title{margin:0 0 .5rem;font-family:var(--mem-E-serif);font-weight:400;font-size:clamp(1.2rem,2.6vw,1.55rem);line-height:1.2;color:var(--public-text)}.mem-E-step-text{margin:0;font-family:var(--mem-E-serif);font-size:1.04rem;line-height:1.75;color:var(--public-muted)}.mem-E-callout{max-width:var(--mem-E-measure);margin:2.4rem 0 0;padding:1.2rem 1.5rem;border-left:2px solid var(--public-accent);background:var(--public-bg-soft);font-family:var(--mem-E-serif);font-style:italic;font-size:1.02rem;line-height:1.7;color:var(--public-text)}.mem-E-callout a{color:var(--public-accent);text-decoration:underline;text-underline-offset:.18em;text-decoration-thickness:1px}.mem-E-callout a:hover{text-decoration-thickness:2px}.mem-E-faq-list{margin-top:2rem;max-width:var(--mem-E-measure);border-top:1px solid var(--public-line)}.mem-E-faq-item{border-bottom:1px solid var(--public-line)}.mem-E-faq-q{display:flex;align-items:center;justify-content:space-between;gap:1.25rem;padding:clamp(1.15rem,3vw,1.5rem) 0;cursor:pointer;list-style:none;font-family:var(--mem-E-serif);font-weight:400;font-size:clamp(1.08rem,2.2vw,1.32rem);line-height:1.35;color:var(--public-text)}.mem-E-faq-q::-webkit-details-marker{display:none}.mem-E-faq-q-text{min-width:0}.mem-E-faq-chevron{flex:none;color:var(--public-accent);transition:transform .28s ease}.mem-E-faq-item[open] .mem-E-faq-chevron{transform:rotate(180deg)}.mem-E-faq-a{padding:0 0 clamp(1.3rem,3vw,1.7rem);max-width:36rem;font-family:var(--mem-E-serif);font-size:1.04rem;line-height:1.8;color:var(--public-muted)}@media(prefers-reduced-motion:reduce){.mem-E-faq-chevron{transition:none}}@media(max-width:720px){.mem-E-ratecard{grid-template-columns:1fr}.mem-E-rate{border-left:0;border-top:1px solid var(--public-line)}.mem-E-rate:first-child{border-top:0}.mem-E-lead-para:first-letter{font-size:3em}.mem-E-step{gap:1rem}}.mem-F-main{--mem-F-shadow: 0 1px 2px color-mix(in srgb, var(--public-text) 10%, transparent);--mem-F-shadow-md: 0 2px 6px color-mix(in srgb, var(--public-text) 12%, transparent);--mem-F-shadow-lg: 0 6px 20px color-mix(in srgb, var(--public-accent) 18%, transparent);display:block;box-sizing:border-box;width:100%;background:radial-gradient(120% 90% at 100% 0%,color-mix(in srgb,var(--public-accent) 8%,transparent),transparent 60%),var(--public-bg);color:var(--public-text);font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;padding:28px 20px 56px}.mem-F-main ,.mem-F-main :before,.mem-F-main :after{box-sizing:border-box}.mem-F-shell{max-width:1080px;margin:0 auto}.mem-F-topbar{display:flex;align-items:flex-start;justify-content:space-between;gap:20px;padding:22px 24px;background:var(--public-bg-soft);border:1px solid var(--public-line);border-radius:16px;box-shadow:var(--mem-F-shadow)}.mem-F-eyebrow{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--public-accent);margin-bottom:8px}.mem-F-title{margin:0;font-size:clamp(1.5rem,4vw,2.1rem);line-height:1.12;font-weight:800;letter-spacing:-.02em;color:var(--public-text)}.mem-F-intro{margin:8px 0 0;font-size:.98rem;line-height:1.6;color:var(--public-muted);max-width:60ch}.mem-F-topbar-badge{flex:none;display:inline-flex;align-items:center;gap:8px;padding:7px 13px;border-radius:999px;font-size:.78rem;font-weight:700;letter-spacing:.02em;color:var(--public-accent);background:color-mix(in srgb,var(--public-accent) 12%,var(--public-bg));border:1px solid color-mix(in srgb,var(--public-accent) 30%,var(--public-line));white-space:nowrap}.mem-F-dot{width:8px;height:8px;border-radius:50%;background:var(--public-accent);box-shadow:0 0 0 3px color-mix(in srgb,var(--public-accent) 22%,transparent)}.mem-F-panel{background:linear-gradient(180deg,color-mix(in srgb,var(--public-accent) 4%,var(--public-bg-alt)),var(--public-bg-alt));border:1px solid var(--public-line);border-radius:13px;box-shadow:var(--mem-F-shadow-md);padding:20px 22px 22px;min-width:0}.mem-F-panel-head{display:flex;align-items:center;gap:11px;margin-bottom:14px}.mem-F-panel-glyph{flex:none;display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:9px;color:var(--public-accent);background:color-mix(in srgb,var(--public-accent) 14%,var(--public-bg));border:1px solid color-mix(in srgb,var(--public-accent) 26%,var(--public-line))}.mem-F-panel-glyph svg{width:18px;height:18px;display:block}.mem-F-panel-title{margin:0;font-size:1.05rem;font-weight:700;letter-spacing:-.01em;color:var(--public-text)}.mem-F-panel-body p{margin:0 0 12px;font-size:.96rem;line-height:1.65;color:var(--public-muted)}.mem-F-panel-body p:last-child{margin-bottom:0}.mem-F-note-inline{color:var(--public-text)!important;font-weight:500;padding:11px 13px;border-radius:10px;background:color-mix(in srgb,var(--public-accent) 8%,var(--public-bg-soft));border:1px solid color-mix(in srgb,var(--public-accent) 22%,var(--public-line))}.mem-F-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:16px;margin-top:16px;align-items:start}.mem-F-checklist{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}.mem-F-check-row{display:flex;align-items:flex-start;gap:11px;padding:10px 12px;border-radius:10px;background:var(--public-bg-soft);border:1px solid var(--public-line)}.mem-F-check{flex:none;display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;border-radius:6px;color:#fff;background:color-mix(in srgb,var(--public-accent) 82%,#10130f);margin-top:1px}.mem-F-check svg{width:13px;height:13px;display:block}.mem-F-check-text{font-size:.94rem;line-height:1.5;color:var(--public-text)}.mem-F-pricing{margin-top:26px}.mem-F-section-head{margin-bottom:16px}.mem-F-section-title{margin:0;font-size:clamp(1.25rem,3vw,1.6rem);font-weight:800;letter-spacing:-.02em;color:var(--public-text)}.mem-F-section-sub{margin:8px 0 0;font-size:.96rem;line-height:1.6;color:var(--public-muted);max-width:60ch}.mem-F-plans{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;align-items:stretch}.mem-F-plan{position:relative;display:flex;flex-direction:column;gap:6px;padding:22px 20px;background:var(--public-bg-soft);border:1px solid var(--public-line);border-radius:14px;box-shadow:var(--mem-F-shadow);min-width:0}.mem-F-plan--featured{border:2px solid var(--public-accent);box-shadow:var(--mem-F-shadow-lg);background:linear-gradient(180deg,color-mix(in srgb,var(--public-accent) 9%,var(--public-bg-soft)),var(--public-bg-soft))}.mem-F-plan-badge{position:absolute;top:-11px;left:20px;display:inline-flex;align-items:center;padding:4px 12px;font-size:.68rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#fff;background:color-mix(in srgb,var(--public-accent) 78%,#10130f);border-radius:999px;box-shadow:var(--mem-F-shadow)}.mem-F-plan-name{font-size:.82rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--public-muted)}.mem-F-plan--featured .mem-F-plan-name{color:var(--public-accent)}.mem-F-plan-price{display:flex;align-items:baseline;gap:4px;margin:4px 0 2px}.mem-F-plan-amount{font-size:2.5rem;font-weight:800;letter-spacing:-.03em;line-height:1;color:var(--public-text)}.mem-F-plan-meta{margin:0;font-size:.9rem;line-height:1.5;color:var(--public-muted)}.mem-F-panel--steps{margin-top:26px}.mem-F-steps-copy{margin:0 0 16px;font-size:.96rem;line-height:1.6;color:var(--public-muted);max-width:62ch}.mem-F-steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.mem-F-step{display:flex;flex-direction:column;gap:10px;padding:16px 16px 18px;background:var(--public-bg-soft);border:1px solid var(--public-line);border-radius:12px;min-width:0}.mem-F-step-num{flex:none;display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:9px;font-size:1rem;font-weight:800;color:#fff;background:color-mix(in srgb,var(--public-accent) 82%,#10130f);box-shadow:var(--mem-F-shadow)}.mem-F-step-title{display:block;font-size:1rem;font-weight:700;letter-spacing:-.01em;color:var(--public-text);margin-bottom:5px}.mem-F-step-text{margin:0;font-size:.92rem;line-height:1.55;color:var(--public-muted)}.mem-F-callout{display:flex;align-items:flex-start;gap:12px;margin-top:18px;padding:14px 16px;border-radius:11px;background:color-mix(in srgb,var(--public-accent) 8%,var(--public-bg-soft));border:1px solid color-mix(in srgb,var(--public-accent) 24%,var(--public-line))}.mem-F-callout-glyph{flex:none;display:inline-flex;align-items:center;justify-content:center;width:28px;height:28px;color:var(--public-accent)}.mem-F-callout-glyph svg{width:20px;height:20px;display:block}.mem-F-callout-text{margin:0;font-size:.94rem;line-height:1.6;color:var(--public-text)}.mem-F-callout-text a{color:var(--public-accent);font-weight:700;text-decoration:underline;text-underline-offset:2px}.mem-F-callout-text a:hover{text-decoration:none}.mem-F-panel--faq{margin-top:26px}.mem-F-faq-sub{margin:4px 0 0;font-size:.9rem;line-height:1.5;color:var(--public-muted);max-width:62ch}.mem-F-faq-list{display:flex;flex-direction:column;gap:10px}.mem-F-faq-item{background:var(--public-bg-soft);border:1px solid var(--public-line);border-radius:11px;overflow:hidden}.mem-F-faq-item[open]{border-color:color-mix(in srgb,var(--public-accent) 34%,var(--public-line));box-shadow:var(--mem-F-shadow)}.mem-F-faq-q{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:15px 16px;cursor:pointer;list-style:none;font-size:.98rem;font-weight:700;letter-spacing:-.01em;color:var(--public-text)}.mem-F-faq-q::-webkit-details-marker{display:none}.mem-F-faq-chev{flex:none;display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;border-radius:7px;color:var(--public-accent);background:color-mix(in srgb,var(--public-accent) 12%,var(--public-bg));transition:transform .2s ease,background .2s ease}.mem-F-faq-chev svg{width:15px;height:15px;display:block}.mem-F-faq-item[open] .mem-F-faq-chev{transform:rotate(180deg);background:color-mix(in srgb,var(--public-accent) 20%,var(--public-bg))}.mem-F-faq-a{padding:0 16px 16px;font-size:.94rem;line-height:1.65;color:var(--public-muted)}@media(max-width:720px){.mem-F-main{padding:20px 14px 44px}.mem-F-topbar{flex-direction:column;align-items:flex-start;gap:14px;padding:18px}.mem-F-grid,.mem-F-plans{grid-template-columns:1fr}.mem-F-plan-badge{left:16px}.mem-F-steps{grid-template-columns:1fr}.mem-F-panel{padding:18px}.mem-F-plan{padding:20px 18px}}.mem-G-main{--mem-ink: var(--public-text);--mem-muted: var(--public-muted);--mem-rule: var(--public-line);--mem-accent: var(--public-accent);--mem-paper: var(--public-bg);--mem-surface: var(--public-bg-soft);font-family:Georgia,Times New Roman,Iowan Old Style,serif;color:var(--mem-ink);background:var(--mem-paper);line-height:1.6;padding:clamp(1.25rem,4vw,3rem) 1rem;width:100%;box-sizing:border-box;overflow-x:hidden}.mem-G-paper{max-width:62rem;margin:0 auto;width:100%;box-sizing:border-box}.mem-G-masthead{text-align:center;border-top:3px double var(--mem-ink);border-bottom:3px double var(--mem-ink);padding:clamp(1rem,3vw,1.75rem) 0;margin-bottom:1.75rem}.mem-G-eyebrow{font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--mem-muted);margin:0 0 .9rem;font-variant:small-caps}.mem-G-dateline{font-weight:700;color:var(--mem-ink);letter-spacing:.14em}.mem-G-headline{font-size:clamp(1.9rem,5.2vw,3.4rem);line-height:1.08;font-weight:700;margin:0 auto;max-width:22ch;letter-spacing:-.01em;color:var(--mem-ink)}.mem-G-kicker{margin:1rem 0 0;font-style:italic;font-size:.98rem;color:var(--mem-muted);letter-spacing:.02em}.mem-G-standfirst{font-size:clamp(1.1rem,2.4vw,1.42rem);line-height:1.5;font-weight:700;text-align:center;max-width:48ch;margin:0 auto 2.5rem;color:var(--mem-ink)}.mem-G-section{border-top:1px solid var(--mem-rule);padding-top:2rem;margin-top:2rem}.mem-G-section:first-of-type{margin-top:0}.mem-G-label{font-size:.82rem;letter-spacing:.16em;text-transform:uppercase;font-variant:small-caps;font-weight:700;color:var(--mem-accent);margin:0 0 1.1rem;padding-bottom:.4rem;border-bottom:1px solid var(--mem-rule)}.mem-G-label--center{text-align:center;display:block;border-bottom:none;position:relative;margin-bottom:.8rem}.mem-G-label--center:after{content:"";display:block;width:4rem;height:1px;background:var(--mem-rule);margin:.55rem auto 0}.mem-G-section-copy{max-width:58ch;margin:0 auto 1.75rem;text-align:center;font-style:italic;color:var(--mem-ink)}.mem-G-section-copy--left{text-align:left;margin-left:0;margin-right:0}.mem-G-benefits{list-style:none;margin:0;padding:0;columns:2;column-gap:2.5rem}.mem-G-benefit{break-inside:avoid;position:relative;padding:.7rem 0 .7rem 1.9rem;border-bottom:1px dotted var(--mem-rule);line-height:1.5;color:var(--mem-ink)}.mem-G-benefit:before{content:"✓";position:absolute;left:0;top:.7rem;font-weight:700;color:var(--mem-accent)}.mem-G-columns{columns:2;column-gap:2.5rem;column-rule:1px solid var(--mem-rule)}.mem-G-columns p{margin:0 0 1rem;text-align:left;hyphens:auto;orphans:2;widows:2}.mem-G-columns p:last-child{margin-bottom:0}.mem-G-lead:first-letter{float:left;font-size:3.4em;line-height:.82;padding:.05em .12em 0 0;margin:.02em .02em 0 0;font-weight:700;color:var(--mem-accent)}.mem-G-note{font-style:italic;color:var(--mem-muted)}.mem-G-rates{width:100%;border-collapse:collapse;border:1px solid var(--mem-ink);background:var(--mem-surface);table-layout:fixed}.mem-G-rates-caption{caption-side:top;font-variant:small-caps;letter-spacing:.1em;font-weight:700;font-size:.8rem;color:var(--mem-muted);padding:0 0 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1rem;font-size:clamp(1rem,2vw,1.08rem);line-height:1.72;color:var(--public-text)}.mem-I-body:last-child{margin-bottom:0}.mem-I-quiet{color:var(--public-muted);font-style:italic}.mem-I-dropcap{text-indent:0;overflow:hidden}.mem-I-dropcap:first-letter{float:left;font-size:3.4em;line-height:.78;padding:.06em .14em 0 0;margin:.04em .02em 0 0;color:var(--public-accent);font-weight:700}.mem-I-reg{list-style:none;margin:0;padding:0;border-top:1px solid var(--public-line)}.mem-I-reg-row{display:flex;align-items:baseline;gap:.75rem;padding:.85rem .15rem;border-bottom:1px solid var(--public-line-soft, var(--public-line))}.mem-I-mark{flex:0 0 auto;color:var(--public-accent);font-size:.85rem;line-height:1.6}.mem-I-reg-text{font-size:clamp(1rem,2vw,1.08rem);line-height:1.6;color:var(--public-text);letter-spacing:.02em}.mem-I-who{border-left:4px solid var(--public-accent)}.mem-I-rates{margin-top:1.35rem;border-top:2px solid var(--public-line);border-bottom:2px solid var(--public-line)}.mem-I-rate{display:grid;grid-template-columns:auto 1fr auto;grid-template-areas:"name dots fig" "note note note";align-items:baseline;column-gap:.75rem;padding:1.05rem .15rem .95rem}.mem-I-rate+.mem-I-rate{border-top:1px solid var(--public-line-soft, var(--public-line))}.mem-I-rate-name{grid-area:name;font-variant:small-caps;letter-spacing:.05em;font-weight:700;font-size:clamp(1.02rem,2.2vw,1.18rem);color:var(--public-text)}.mem-I-rate-dots{grid-area:dots;align-self:center;height:0;border-bottom:1px dotted var(--public-line);transform:translateY(-.15em)}.mem-I-rate-fig{grid-area:fig;font-size:clamp(1.5rem,4vw,2.1rem);font-weight:700;line-height:1;color:var(--public-accent);white-space:nowrap;font-variant-numeric:lining-nums}.mem-I-cur{font-size:.62em;vertical-align:baseline;margin-right:.04em}.mem-I-rate-note{grid-area:note;margin-top:.3rem;font-size:.9rem;font-style:italic;color:var(--public-muted);line-height:1.5}.mem-I-steps{list-style:none;margin:1.25rem 0 0;padding:0;border-top:1px solid var(--public-line)}.mem-I-step{display:flex;align-items:flex-start;gap:.9rem;padding:1.1rem .15rem;border-bottom:1px solid var(--public-line-soft, var(--public-line))}.mem-I-step-num{flex:0 0 2.4rem;text-align:right;font-size:clamp(1.15rem,2.6vw,1.45rem);font-weight:700;line-height:1.3;color:var(--public-accent);font-variant-numeric:lining-nums}.mem-I-step-body{flex:1 1 auto;min-width:0}.mem-I-step-title{margin:0 0 .3rem;font-size:clamp(1.02rem,2.2vw,1.15rem);font-variant:small-caps;letter-spacing:.04em;font-weight:700;color:var(--public-text)}.mem-I-step-text{margin:0;font-size:clamp(.98rem,2vw,1.05rem);line-height:1.66;color:var(--public-text)}.mem-I-callout{display:flex;align-items:baseline;gap:.6rem;margin:1.4rem 0 0;padding:.95rem 1.1rem;background:var(--public-bg-alt, var(--public-bg));border:1px solid var(--public-line);border-left:4px solid var(--public-accent);border-radius:3px;box-shadow:var(--mem-I-shadow-soft);font-size:.98rem;line-height:1.62;font-style:italic;color:var(--public-text)}.mem-I-callout-mark{flex:0 0 auto;color:var(--public-accent);font-size:.8rem;font-style:normal}.mem-I-callout a{color:var(--public-accent);font-weight:700;text-decoration:underline;text-underline-offset:2px}.mem-I-callout a:hover{text-decoration:none}.mem-I-faq-list{margin-top:1.25rem;border-top:1px solid var(--public-line)}.mem-I-faq-item{border-bottom:1px solid var(--public-line-soft, var(--public-line))}.mem-I-faq-q{display:flex;align-items:center;justify-content:space-between;gap:.9rem;padding:1rem .15rem;cursor:pointer;list-style:none;font-variant:small-caps;letter-spacing:.03em;font-weight:700;font-size:clamp(1rem,2.2vw,1.14rem);color:var(--public-text)}.mem-I-faq-q::-webkit-details-marker{display:none}.mem-I-faq-q::marker{content:""}.mem-I-faq-q:hover{color:var(--public-accent)}.mem-I-faq-q-text{flex:1 1 auto}.mem-I-chev{flex:0 0 auto;color:var(--public-accent);transition:transform .2s ease}.mem-I-faq-item[open] .mem-I-chev{transform:rotate(180deg)}.mem-I-faq-a{padding:0 .15rem 1.1rem;font-size:clamp(.98rem,2vw,1.05rem);line-height:1.7;color:var(--public-text)}@media(prefers-reduced-motion:reduce){.mem-I-chev{transition:none}}@media(max-width:720px){.mem-I-dropcap:first-letter{font-size:3em}.mem-I-reg-row{gap:.55rem}.mem-I-rate{grid-template-columns:1fr auto;grid-template-areas:"name fig" "note note";column-gap:.75rem}.mem-I-rate-dots{display:none}.mem-I-step{gap:.65rem}.mem-I-step-num{flex-basis:1.9rem}}